"Prequalification" occurs before the loan process actually begins, and is usually the first step after initial contact is made. During prequalification, I will gather information about your income and debts of the borrower and make a financial determination about how much house you may be able to afford. Different loan programs may lead to different values, depending on whether you are qualified for them, so I will ensure that you get a Prequalification for each type of program you are suited for.

Before we start, you'll need the following information:

• Income
• Bank and Brokerage Account Information
• Social Security Numbers